people via email to encourage them to hand over private or sensitive information about themselves or the company they work for . “ The most prevalent threats we see targeting consumers today are phishing attacksAttack.Phishingpredominantly via email , where scammers try to trickAttack.Phishingpeople into sharing private information or access to money , ” Jessica Brookes , director of EMEA consumer at McAfee , told the Press Association . “ The first thing you should know about phishingAttack.Phishingis that it almost always involves a form of ‘ social engineering ’ , in which the scammer tries to manipulateAttack.Phishingyou into trusting them for fraudulent purposes , often by pretending to beAttack.Phishinga legitimate person or business . Secondly , if an email doesn ’ t seem legitimate , it probably isn ’ t ; it ’ s always better to be safe than sorry. ” Here are four of the most popular scams circulating today : 1 ) The CEO Scam This scamAttack.Phishingappears asAttack.Phishingan email from a leader in your organisation , asking for highly sensitive information like company accounts or employee salaries . The hackers fakeAttack.Phishingthe boss ’ s email address so it looks likeAttack.Phishinga legitimate internal company email . That ’ s what makes this scam so convincing – the lure is that you want to do your job and please your boss . But keep this scam in mind if you receive an email asking for confidential or highly sensitive information , and ask the apparent sender directly whether the request is real , before responding . 2 ) The Lucky Email How fortunate ! You ’ ve won a free gift , an exclusive service , or a great deal on a trip abroad . Just remember , whatever “ limited time offer ” you ’ re being sold , it ’ s probably a phishing scamAttack.Phishingdesigned to get you to give up your credit card number or identity information . The lure here is something free or exciting at what appears to be little or no cost to you . 3 ) The Urgent Email Attachment Phishing emails that try to trickAttack.Phishingyou into downloading a dangerous attachment that can potentially infect your computer and steal your private information have been around for a long time . This is because they work . You ’ ve probably received emails asking you to download attachments confirming a package delivery , trip itinerary or prize . They might urge you to “ respond immediately ” . The lureAttack.Phishinghere is offering you something you want , and invoking a sense of urgency to get you to click . 4 ) The Romance Scam This one can happen completely online , over the phone , or in person once initial contact is established . But the romance scam always starts with someone supposedly looking for love . The scammer often poses asAttack.Phishinga friend-of-a-friend via email and contacts you directly . But what starts as the promise of love or partnership , often leads to requests for money or pricey gifts . The scammer will sometimes spin a hardship story , saying they need to borrow money to come visit you or pay their phone bill so they can stay in touch . The lure here is simple – love and acceptance . Brookes added : “ It is everyone ’ s responsibility to be aware and educate each other – we need to share knowledge and collaborate to protect ourselves against the current threats we face as people living in a connected world . ”
Scammers are flooding the United States with Chinese-language robocalls , causing major headaches from coast to coast . These new robocalls are a lot like the ones you ’ ve already gotten on your phone at all hours of the day and night : Your phone rings , you pick up , and after a brief pause or maybe a quiet click or beep , a prerecorded voice message meets your ears . The recording , which often sounds like a young woman , usually delivers a message about lowering credit-card rates or buying into cheap health insurance . If you fall for the baitAttack.Phishing, you ’ re transferred to a live human who will try anything to get you to hand over your credit-card or bank account info . The important thing to remember is that sales robocalls are illegal in the United States . So , don ’ t expect the person on the other end of the line to follow through on whatever deal they claim to offer . You ’ re much more likely to fall victim to an identity theft scam or credit-card fraud than to score a deal from one of these spam callers . The new Chinese-language version of these calls targets immigrants . The robocalls deliver a recorded message claiming to beAttack.Phishingfrom the Chinese consulate , saying the recipient is in trouble with Chinese officials , or sometimes that a package is waiting at the Chinese consulate that needs to be picked up . Then , the robocall asks for a deposit or fee , demanding a credit-card number or bank information . Sometimes the robocall or live operator who follows it makes a threat , suggesting that more trouble will come if the person doesn ’ t willingly hand over their financial info , according to the Federal Trade Commission . In New York City alone , police estimate at least 30 residents had been scammed out of $ 3 million , according to National Public Radio . The Chinese Consulate General in New York says it has posted dozens of alerts on its website warning about the scams . `` We would like to restate that the Consulate General in New York would not ask for personal information , deliver parcel pick-up notice or ask people to answer inquiries from police department by way of phone calls . The Consulate General would not ask for bank account information , '' it warned . The scammers are also upping the ante with a tech trickAttack.Phishingcalled “ spoofingAttack.Phishing. ” Spoofed calls can fakeAttack.Phishingcaller ID numbers , making them look likeAttack.Phishingthey ’ re coming fromAttack.Phishinga familiar number , nearby area code , your hometown or in this case , the Chinese consulate , according to the Federal Communications Commission , which also issued an alert . So , even if you do n't speak Chinese , why would you get so many calls ? The scammers don ’ t know who they ’ re calling , and it costs virtually nothing to place a phone call , so if they hit a few thousand English-speaking phones for every one Chinese speaker that ’ s totally fine with them . This scam uses many of the same ploys used on unsuspecting English speakers , say in the scam where the caller pretends to beAttack.Phishingfrom the IRS and is demanding payments on back taxes that don ’ t really exist .